How to Master Credit in Year 2 of Homeownership

Terry Leinneweber

Published on: 31/08/2025

Your mortgage is helping build your credit; here’s how to optimize it in Year 2. Learn the smart mix strategies, utilization hacks, and inquiry tips designed for new homeowners.

Credit Score & ApprovalHomeowner Tips

Terry Leinneweber

(360) 801 6980

[email protected]

NMLS: 2003490

Dwell Mortgage, LLC. Company NMLS # 2426506. Headquarters: 2817 Wetmore Ave, Everett, WA 98201. 800-605-1626.

Licensed in WA (CL-2426506), OR (2426506), CA (60DBO-176964), CO (CL-2426506), UT (13178963), FL (MBR6421), ID (MBL-2082426506), TX (CL-2426506), AZ (CL-2426506)
Equal Housing Opportunity.

For licensing information, go to www.nmlsconsumeraccess.org